Let's be honest; there is a multitude of great Realtors® here in the Comox Valley to choose from. In fact, there are 167 to date. Why not interview a few to determine the best fit for you? It is one of the most significant investments you will likely make in your lifetime, right? Personality, availability, market knowledge, experience, and collegial relationships... all important to consider. Out of town? Consider a face time or Zoom Meet & Greet.

Whether a 1st-time buyer or a seasoned investor, you will have questions... What is the market doing? What services do you offer? Will I be asked to sign anything? What do I need to know that I don't know? 

*Ask me for my cheat sheet of questions to ask when interviewing a Realtor® and always look at testimonials.

There is an old saying in real estate ~ "How much dough do you have?" If your chequing account is flush, you are one of the fortunate few. For most, purchasing in today's market requires a mortgage, and you will have to jump through some hoops to determine your purchasing power. Start with your Bank and/or meet with a Mortgage Broker to get "Pre-Approved" for a mortgage loan. Obtaining a pre-approval letter is a valuable resource to submit with an offer IF you require a "subject to FIRM FINANCING." Your lender will usually hold a set interest rate/terms for 90-120 days while you start shopping.

*Ask me for some names of Mortgage Brokers that will impress.

With budgets come compromise... Write down your wish list... location, property amenities and time frame for purchasing. Let's confirm that your expectations are in alignment with the price point. If your budget is Holiday Inn Express and you are shopping Hyatt... 

*Ask me for recent sales data showcasing property values ~ Don't just take my word for it. 

Based on your wish list and budget, I will set you up on my Preferred Client Services Program (MATRIX). Your exclusive back door access to Realtor.ca~ notifications of new listings and sales directly to your inbox while tagging me along the way. Now we both have eyes on properties within your search criteria without having to search Realtor.ca. When a property piques your interest~ text me. I will forward all the information... floor plans, zoning, video links, property disclosure, title, survey and, of course, my 2 cents on the property. 

*That is where my expertise, quick response time & solid communication comes into play... it is about to get serious folks. 

Glad you asked... Spending 30 minutes reviewing the documents you will be asked to sign in advance of making an offer will save time and stress. There are always legal forms and legislation changes.

*Let's review in advance... CPS, Disclosures, FINTRAC, Authentisign...

A Realtor® you trust- check. Financing pre-approval letter- check. Understanding of market conditions- check.  Familiarity with documents you will be required to sign with an offer - check. Access to the new listings- check... Time to get out and look at properties. Be ready to hear my comments... the Good, the Bad, and the Ugly!  

* I may be dressed for success in heels and white but don't be fooled. If we have found a serious contender let's check out the crawl space... spiders and all. 

You are in LOVE & I have given the nod of approval on market value, location and re-sale. You are ready to make an offer. With the stars aligning, no one else has those same sentiments and we can prepare a civilized offer with civilized negotiations. If you are in competing bids... we redirect our approach. Time is of the essence, as is sharpening your pencil and balancing your risk tolerance. 

* This is where I earn my keep $ to advise you best and protect you.

Once your offer has been accepted, you have a legally binding contract. Only the Buyer can collapse the offer during this period. This excludes Time Clauses (a lesson of its own). Congratulations!!!

* I will best advise you in writing a legally enforceable contract with your best interests foremost and utmost. 

Let’s look past the "love at first sight"  and bring in the experts for their approval...Building Inspectors, Lender Appraisers, Insurers and Lawyers.

 *I have you covered with detailed checklists, trusted suppliers and expert guidance. This is why you made the right choice to work with an experienced Realtor®

Once more set of signatures and the SOLD sign goes up,  bubbly is opened and you are legally committed to buying this property. No cold feet here folks. Time to book the moving truck. 

*Yours truly forwards the paperwork to your Lawyer and Lender who take things from here.

You have officially removed your conditions to purchase, and documents have gone to the Lawyer and Lender. Within a week of you taking possession, an appointment is booked where the title of ownership documents & payment is coordinated. 

*Got questions I am still here on speed dial. 

You have your home insurance in place, moving truck on the way and your bank account looking less flush.  I will meet you at your new address with your keys on possession. 

*Any questions or concerns? I am still here on speed dial. 

No one likes 13 Steps... so I will surmise by saying “I am still here” to Redefine YOUR Home Buying Experience.